We get it — winter sports come with a bit more risk (and a lot more excitement). Our Winter Sports Pack is designed to cover common snow-trip curveballs, so you can enjoy your time on the mountain with less worry. When added to your International Single Trip or Annual Multi-Trip policy, you’ll be covered for:
If you’re skiing in Australia, the Winter Sports Pack can cover:
(Please Note: Domestic travel insurance doesn’t cover medical expenses inside Australia.)
Our Winter Sports Pack also offers cover if illness/injury or certain weather events covered by the policy stop you from skiing.*
Importantly, it includes a broad range of recreational winter activities* – but skips things like competitive skiing, freestyle skiing and ski acrobatics. Check the Product Disclosure Statement (PDS) for the full list of included and excluded activities.
Whether you're carving through fresh powder or enjoying après-ski, make sure you're protected with Winter Sports Cover. It’s the simple way to add extra peace of mind to your mountain adventures.
Adding Winter Sports Cover is easy:
You must purchase the Winter Sports Option at least 24 hours before you begin participating in any winter sports. It cannot be purchased separately and must be added to an eligible ReadySet policy.
The option only applies if you select it, pay the additional premium and have it included on your policy schedule.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Planning a snow trip? Add the Winter Sports Option when getting your quote. If you already have a policy, Contact our team at least 24 hours before starting any winter sports.
The Winter Sports Option can cover heli-skiing and off-piste skiing or snowboarding, subject to the policy terms and exclusions. Backcountry skiing and snowboarding are not covered.
Off-piste skiing or snowboarding is only covered when you are accompanied by a professional snow sports instructor or guide. The PDS defines “Off-Piste” as areas within the boundaries of a ski resort that are not groomed terrain, marked slopes or open, maintained, monitored and patrolled trails.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Planning to ski beyond the marked slopes? Contact our team before travelling to check the relevant policy requirements.
Snowmobile riding is included as a Winter Sports Activity when it takes place on groomed and marked trails under appropriate supervision.
Cross-country skiing is also included when it takes place on groomed and marked trails.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Want to check whether your planned snow activities meet the policy requirements? Contact our team before your trip.
No. The Emergency Rescue benefit does not cover search and rescue.
If you are injured while participating in a defined Winter Sports Activity, Healix International will arrange a medical transfer or evacuation to the nearest hospital for emergency medical treatment. The Winter Sports Option must have been purchased for this benefit to apply.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Have questions about the difference between medical evacuation and search and rescue? Contact our team for help understanding the policy
If an illness or injury during your journey prevents you from using the full duration of your pre-booked and prepaid ski passes, ski hire, tuition fees or lift passes, the Ski Pack benefit may reimburse the irrecoverable cost of the unused portion for each insured person.
You must obtain a medical certificate from a medical adviser to support your claim. The Ski Pack benefit provides cover up to $750, subject to applicable sub-limits, conditions and exclusions.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Want to explore the available Winter Sports benefits? Add the option when getting your quote.
The Piste Closure benefit may apply if all lift systems at your pre-booked holiday resort are closed for more than 24 hours because of insufficient snow, bad weather or a power failure.
The policy may pay up to $100 for each 24-hour period towards either transport to the nearest resort or the cost of additional ski passes. The maximum Piste Closure benefit is $1,000, and applicable conditions and exclusions apply. Seasonal restrictions apply. Cover generally applies from 15 December to 31 March in Northern Hemisphere resorts and 15 June to 30 September in Southern Hemisphere resorts. This restriction does not apply to resorts that are open outside these periods and have sufficient snow for Winter Sports Activities.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Planning your next snow holiday? Get a quote and add the Winter Sports Option to your eligible policy.
The Bad Weather and Avalanche Closure benefit may cover reasonable additional travel and accommodation expenses if your pre-booked outward or return journey is delayed for more than 12 hours from its scheduled departure time because of an avalanche or bad weather.
You must obtain a written statement from the appropriate authority confirming that the delay was caused by an avalanche or bad weather and stating how long the delay lasted. The maximum benefit is $750, with conditions and exclusions applying.
Seasonal restrictions apply. Cover generally applies from 15 December to 31 March in Northern Hemisphere resorts and 15 June to 30 September in Southern Hemisphere resorts. This restriction does not apply to resorts that are open outside these periods and have sufficient snow for Winter Sports Activities.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Need help understanding what supporting evidence may be required? Contact our team before your trip.
Yes. The Emergency Rescue, Ski Pack, Piste Closure and Bad Weather and Avalanche Closure sections exclude claims arising outside 15 December to 31 March in Northern Hemisphere resorts and 15 June to 30 September in Southern Hemisphere resorts.
This seasonal exclusion does not apply to resorts that are open outside these periods and have sufficient snow for Winter Sports Activities.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Travelling early or late in the season? Contact our team to check the relevant policy wording before you go.
The Winter Sports Equipment Hire benefit may pay the cost of hiring alternative equipment if winter sports equipment you own is misdirected or delayed for more than 24 hours.
It may also apply following accidental loss, theft or damage to your winter sports equipment when the related claim has been accepted under Section 18, “Baggage & Personal Effects”. The maximum benefit is $1,500, with applicable conditions and exclusions.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Taking your own equipment on your next trip? Get a quote and explore the Winter Sports Option.
If winter sports equipment you have hired is damaged or stolen because of an event covered by the policy, the Winter Sports Equipment Excess benefit may reimburse the equipment hire insurance excess or the repair cost, whichever is lower.
This benefit does not replace insurance for the hired equipment. It only covers the excess component up to the applicable benefit limit of $1,750.
The policy may also pay up to $1,000 to return hired winter sports equipment to the nearest affiliated snow-ski hire equipment supplier if your attending medical adviser certifies in writing that you are unfit to return it during your journey.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Need help understanding how this works with equipment hire insurance? Contact our team before your trip.
The information above is a general summary only and does not consider your personal objectives, financial situation, or needs. Please refer to the ReadySet Insurance Combined Product Disclosure Statement (PDS), Financial Services Guide (FSG), and Target Market Determination (TMD) for full details.
*Terms, conditions, limits, sub-limits and exclusions apply.
Discounts apply to Single Trip and Annual Multi-Trip policies, as well as any selected optional add-ons, when a valid promo code is entered in the discount field during the purchase journey. Discounts are calculated against standard premium rates and cannot be combined with other offers unless explicitly stated.
