We believe travel insurance should make your life easier, not harder. That’s why our Domestic cover is straightforward, flexible, and packed with support.
Whether you’re planning a weekend getaway, a coastal road trip, or a long-overdue family reunion, ReadySet is designed to keep your plans moving smoothly. With cover you can count on and service that puts you first, you can focus on the fun—not the fine print.
We believe travel insurance should make your life easier, not harder. That’s why our Domestic cover is straightforward, flexible, and packed with support.
Here’s a snapshot of what’s included:
For domestic travellers, the rental vehicle excess benefit on our Domestic Travel Insurance alone can save you money versus traditional car rental insurance through the hire company – perfect for stress-free road trips.
With ReadySet, if you ever need help, our Australian-based team are here to assist you — from pre-trip questions to helping make your claim as smooth as possible.
From the Snowy Mountains to Sydney stays, Barossa wineries to the Great Barrier Reef — you explore, we help protect.
To buy a ReadySet Domestic policy, you must:
ReadySet Domestic Travel Insurance covers journeys within Australia where your destination is more than 100 kilometres from your home. Journeys within 100 kilometres of home are not covered under the Domestic policy.
Before you travel, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Travelling more than 100 kilometres from home? Get a quote and explore your cover options.
ReadySet’s Domestic plan does not cover medical, hospital, ambulance or dental expenses incurred while travelling within Australia.
However, if you are travelling on a cruise in Australian waters and have purchased the Cruise Option, limited cover may be available for eligible onboard medical expenses, subject to the terms, conditions, limits and exclusions of the policy.
For a Domestic policy with the Cruise Option, medical evacuation cover is limited to evacuation from the ship to the shore. It does not include ambulance services or other transport beyond the shore.
Before you travel, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Not sure what this means for your trip? Contact our friendly team and we can help you understand your options.
If you have purchased a ReadySet Domestic policy with Disruption of Journey cover, cover may be available if your prepaid scheduled transport is cancelled, rescheduled or delayed for a reason outside your control.
If the delay lasts six hours or more, the Domestic plan may reimburse up to $200 for reasonable additional meal and accommodation expenses after the first six hours. It may also reimburse up to $200 for each complete 24-hour period the delay continues.
Cover may also apply to prepaid, unusable and non-recoverable accommodation, flights, transfers, tours and event expenses if the disruption prevents you from reaching your next destination or connection on time.
There may also be cover under our Additional Accommodation and Travel section, for extra travel and accomodation costs you have incurred following the cancellation, delay, rescheduling or diversion of your scheduled transport.
You must first seek any refund, reimbursement or compensation available from the airline, transport provider or any other source, as the policy does not cover expenses recoverable elsewhere. There is also no cover if you miss a connecting flight or transport service where the original stopover, layover or connection shown on your itinerary was less than four hours.
Before you travel, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Planning an Australian getaway? Get a quote and see the cover available for your trip.
You must purchase your policy before leaving your Home Area. However, it can be helpful to arrange cover soon after making your bookings because cancellation cover begins from the date the policy is issued.
Circumstances you knew about before your cover commenced are not covered. Waiting until shortly before departure may therefore mean that events affecting earlier bookings are already known and cannot be covered.
Before you travel, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy
Already planning your trip? Get a quote today and explore your Domestic cover option.
Yes. However, if your cruise lasts two nights or more, you must purchase the Cruise Option, pay the additional premium and have the option shown on your policy schedule. The Cruise Option must be purchased at least 24 hours before you begin travelling on the cruise.
You do not need to add the Cruise Option if you are taking a one night cruise or only travelling by ferry. When selected, the cruise option may provide additional benefits for eligible onboard medical expenses, prepaid shore excursion cancellation, missed cruise departure, cabin confinement, missed ports and formal attire.
Before you travel, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy
Ready to set sail? Add the Cruise option when you get your quote. If you are unsure whether you need it, contact our friendly team for help.
Claims arising from winter sports are only covered when you have purchased the Winter Sports Option and it is shown on your policy schedule.
The Winter Sports Option may provide cover option applies to for specified amateur activities, including skiing and snowboarding on groomed slopes within ski resort boundaries. It does not cover racing, acrobatics, jumping, aerial activities, stunts or freestyle activities. Other conditions and exclusions apply, and some winter sports claims attract additional excesses that cannot be removed. Please note, that Medical Emergency and Hospital expenses would not be applicable during these activities when travelling within Australia.
Before you travel, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Planning a snow trip? Add the Winter Sports Option when you get your quote.
Cover is limited when baggage or personal belongings are left in a vehicle. During daylight hours, the items must be out of sight in a concealed storage compartment of a locked vehicle, and there must be evidence of forced entry.
The maximum payable for items stolen from an unattended locked vehicle is $200 per item and $2,000 in total.
Items left in a vehicle overnight are not covered, even when they are hidden and the vehicle is locked. You must report the theft as soon as possible and provide evidence of the report.
Before you travel, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Have questions about protecting your belongings while travelling? Contact our team and we will be happy to help.
No. ReadySet’s Rental Vehicle Insurance Excess benefit does not replace the insurance or damage protection provided by the rental company.
It may reimburse the excess, deductible or damage liability fee you are required to pay following eligible accidental damage or theft, up to the applicable benefit limit. The vehicle must be hired from a licensed rental company under a valid rental agreement and used for private and personal purposes.subject to the terms, conditions, limits and exclusions of the policy
Vehicles hired through car sharing companies are not covered. The benefit also excludes certain rental company fees and damage to tyres, windscreens, the roof or underbody when those areas are not covered by the rental company’s protection.
Please note, there is no cover for Personal Liability for your ownership, custody, control or use of any firearm or weapon, aerial device, watercraft or motorised vehicle.
Before you travel, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Hiring a car for your next trip? Get a quote and explore your rental vehicle excess options. If you need help choosing an option, contact our team.
It depends on the benefit being claimed.
For Sections 1 to 5, including cancellation and disruption benefits, the benefit limits usually generally apply per adult traveller. The limits for Additional Accommodation and Travel Expenses, Family Emergency and Emergency Companion Cover are combined into one overall limit rather than applying separately to each benefit.
Most other benefit limits and excesses apply per insured person. Personal Liability, Theft of Cash and Rental Vehicle Insurance Excess have limits that apply per policy, regardless of how many insured travellers are involved.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Travelling with family or friends? Contact our team and we can help you understand how the benefit limits may apply to your group.
Keep receipts, booking confirmations, cancellation notices and evidence of any additional expenses you incur.
Loss, theft, damage or misplacement of baggage should be reported as soon as possible to the police, transport operator, accommodation provider or another appropriate authority. You should obtain a written report where possible.
Rental vehicle claims require additional documents, including the rental agreement, incident report, itemised damage assessment, repair account and written demand from the rental company. Claims should be lodged as soon as possible and within 30 days of returning home.
Follow the “Making a Claim” requirements in the PDS. Before making a claim, read the Product Disclosure Statement (PDS) to understand the claims requirements, terms, conditions, limits and exclusions that apply to your policy.
Need a hand with the claims process? Contact our claims team and we will help you through the next steps.
The information above is a general summary only and does not consider your personal objectives, financial situation, or needs. Please refer to the ReadySet Insurance Combined Product Disclosure Statement (PDS), Financial Services Guide (FSG), and Target Market Determination (TMD) for full details.
*Terms, conditions, limits, sub-limits and exclusions apply.
Discounts apply to Single Trip and Annual Multi-Trip policies, as well as any selected optional add-ons, when a valid promo code is entered in the discount field during the purchase journey. Discounts are calculated against standard premium rates and cannot be combined with other offers unless explicitly stated.
