

We believe frequent travellers deserve cover that’s simple, flexible, and ready when you are. Our Annual Multi-Trip Travel policy is built for individuals, couples, and families and gives you peace of mind for every trip in a 12-month period. Here's what’s included:
With ReadySet, if you ever need help, our Australian-based team is here to assist you — from pre-trip questions to making your claim as smooth as possible.
From Bali beaches to Paris streets, Tokyo nights to New York skylines — you explore the world, we help protect your journey.
To buy a ReadySet Annual Multi-Trip policy, you must:

Yes. ReadySet Annual Multi-Trip Travel Insurance applies to both leisure and business travel during the 12-month policy period, subject to the selected cover, maximum journey duration and other policy terms.
Before you travel, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Travelling regularly for business and leisure? Get a quote to explore your Annual Multi-Trip options.
Yes. An Annual Multi-Trip policy can cover journeys within Australia, provided the destination is more than 100 kilometres from your permanent home address.
Cover for domestic journeys differs from cover for international journeys. There is no cover under Sections 6 to 17, 19, 21 and 22 while travelling in Australia. This includes overseas medical, dental and other benefits that only apply when travelling internationally.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Not sure what cover applies to your Australian trips? Contact our team and we will help you find the relevant policy information.
Cancellation cover under an Annual Multi-Trip policy begins on the start date shown on your policy schedule. It does not begin from the date the policy schedule is issued unless that is also the listed start date.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Ready to arrange cover for your upcoming trips? Check your preferred start date when getting your quote.
Annual Multi-Trip Travel Insurance is available with Ultimate and Premium cover. Ultimate is the more comprehensive option, with a broader range of benefits and higher limits for some benefits than Premium.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Want to compare your options? Get a quote or contact our team for friendly help.
Yes. Annual Multi-Trip Travel Insurance is available to travellers aged 75 and under. Age is assessed on the date the policy schedule is issued.
Different age requirements apply to some optional cover. For example, you must be 64 or younger when purchasing the policy to add the Winter Sports Option.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Want to check the options available for your age and travel plans? Get a quote or contact our team.
To be treated as a dependant under the policy, a child or grandchild must be under 19, not in full-time employment, named on the policy schedule and travelling with you on the journey.
The policy also defines accompanying dependants as travelling with a person named on the policy schedule for 100% of the journey.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Planning several family trips? Contact our team to check how the policy definitions apply before getting your quote.
Yes. Regardless of the travel region selected, Annual Multi-Trip cover is not provided for travel in, to or through Cuba, Iran, North Korea, Russia, Belarus or Ukraine.
The policy also excludes claims connected with travel to, or remaining in, a country or region subject to an applicable “Do Not Travel” warning as described in the General Exclusions.
Before you buy, read the Product Disclosure Statement (PDS) to understand the terms, conditions, limits and exclusions that apply to your policy.
Unsure whether your destination can be covered? Contact our team before making your travel arrangements.
The information above is a general summary only and does not consider your personal objectives, financial situation, or needs. Please refer to the ReadySet Insurance Combined Product Disclosure Statement (PDS), Financial Services Guide (FSG), and Target Market Determination (TMD) for full details.
*Terms, conditions, limits, sub-limits and exclusions apply.
Discounts apply to Single Trip and Annual Multi-Trip policies, as well as any selected optional add-ons, when a valid promo code is entered in the discount field during the purchase journey. Discounts are calculated against standard premium rates and cannot be combined with other offers unless explicitly stated.